SUMTINK4U HERE

Prudential is our safety life.


Why PRUDENTIAL?


No.1 Insurance in Malaysia
You get Protection + Savings + Investment
Best coverage ( H1N1 included in Prudential Insurance)
Low premiums


Why PRUDENTIAL Medical Card?


Comprehensive coverage for hospitalisation and surgery bills ( up to 1.5 Millions ringgit)
Just show your Prudential Card, all the bills of hospitalization will be paid by Prudential. Plus you will get hopsital benefits when you are admitted, for example Prudential will pay you RM100 per day. 7 days RM700. This will ease your family expenses in the process of taking care of you in the hospital.
No claim bonus
You been healthy for all the year and never use your Medical Card. Prudential will reward with cash bonus.Now, insurance not only taking care of the sicks but rewards the healthy!


Choice of plan within your budget
As low as RM100 per months will be receive coverage to RM500,000. Now everyone can have a medical card.


What are the plan?


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Great Eastern Is Reader Digest Trusted Brand Gold Award 2009



While Prudential Malaysia was voted as one of the most trusted brands in Malaysia in the Reader’s Digest Asia Trusted Brands survey 2008 conducted in October last year, Great Eastern was being honored with Reader’s Digest Trusted Brand Gold Award 2009. This is the 6th consecutive years Great Eastern won the award for being the most trusted and favorite brand in the market. The survey serves as a yardstick for brand performance to gauge readers on their brand preference based on trustworthiness and credibility, quality, value, understanding of consumer needs and innovativeness.



Prudential Assurance Malaysia Bhd has been named one of the most trusted brands in Malaysia in the Reader’s Digest Asia Trusted Brands survey 2008 conducted in October last year. Prudential won the gold award for the insurance category in Malaysia, beating 19 other insurance companies.
The survey covered 1,000 respondents in each of the eight key regional markets namely China, Hong Kong, India, Malaysia, Philippines, Singapore, Taiwan and Thailand and was conducted based on key categories such as trustworthiness, image, quality, value, understanding of customer needs and innovation.
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Life Insurance Is Essential In This Current Economy


Day in and day out we read and hear about the recession as well as the rising unemployment rates. More and more families are tightening their budget and being frugal with purchases. The decrease in household spending results in a negative impact for businesses, and reinforces the recession’s grip on the economy. This of course causes a chain reaction – employers cutting cost by reducing staff and putting a freeze on hiring - an increase in umemployment rate and personal finances in ruins, etc.


How many of you have a guaranteed job, income or financial security in this era of uncertainty? This is the time where you should place top emphasis on the need to provide financial security through life insurance for your family. ONLY YOU can take control of your own personal economy to ensure that your family are financially secured and protected in the midst of an economy crisis.


For questions on how you can start building your financial security, please contact me here.
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3 Times Critical Illness Claims With PRUmultiple Crisis Cover



Prudential Malaysia creates another first in the life insurance industry – It recently launched PRUmultiple Crisis Cover, the first ever plan in Malaysia to allow policyholders to make up to three claims from a comprehensive and wide-ranging list of critical illnesses.


PRUmultiple Crisis Cover is an all encompassing critical illness plan that also provides coverage for two instances of cancer, waiver of premiums upon diagnosis of the first critical illness as well as protection against death and disability.


The best part of course is that this revolutionary plan is affordable to the average Malaysian income earner. You will also be required to pay the same level of premium throughout the duration of your policy. *As always, premium will be determined by sum insured.


PRUmultiple Crisis Cover is available for signup for those aged 1-65 years as of next birthday. It is also an ideal standalone plan that complements existing medical insurance to ensure protection beyond hospitalisation.

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How Much Life Insurance Do You Need?



In my many years of experience in the life insurance industry, most people tend to consider purchasing a life insurance during or after a major event in their life, such as marriage, birth of a baby, seeing a loved one in a life threatening illness or even after the death of a loved one.


Nevertheless, making that positive move to purchase a life insurance is an important one and I am sure many of you will wonder, “how much is enough?”. The truth is there is no single standard one size fits all formula. However, I’ve provided some guidelines here to assist you with making that crucial decision:


Are you the sole income earner in your family? – If you fall into this category of income earner, then the size of the life insurance policy has to adequately cover the income that would be lost in the event of your death, or in other words, ideally the income that you will earn until your retirement age.


The age of your children – If at the point of decision making here, your children are still very young and have yet to attend college, it is essential to have adequate life insurance coverage so that the surviving parent do not have to worry about college expenses.


Medical Needs and Costs – When it comes to major illnesses, medical costs is a “Fear Factor” to many average income earner. Lengthy illnesses can very quickly increase the medical costs and as such, a comprehensive medical plan should be considered.


Do you have a lot of debts and mortgages? – If you have these, consider adding them to the amount of insurance that you need.


Funeral expenses – If you have never seriously sat down to calculate such expenses, you will be surprised to learn that expenses involving a service, burial or cremation are not cheap, in the least.


Perhaps taking all things into consideration, life insurance may seem a little expensive to some. If that’s the case, it may be sensible to initially purchase only enough insurance to cover your debts and obligations. I must add here that although it is risky to be underinsured, it’s better than not having any life insurance. As your financial situation improves, you can usually review your needs and coverage, then purchase more insurance under similar terms.

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Why You Should Buy Life Insurance



In general, people buy insurance because they want to obtain peace of mind by having insurance cover for their risks on properties or assets. However, there is one risk which received the least attention from the general public but is inevitable to everyone at some time in their lives, which is DEATH!


The fact is regardless of your family circumstances or your age, life insurance is the cornerstone of sound financial planning for every family. Eveybody who will have someone mourning for them after his/her death, should consider life insurance. Loosing a loved one is devastating enough without the added worry of financial burden. Life insurance will help ease this heavy burden from your family and loved ones.
In a nutshell, life insurance is a unique tool which can be benefit everybody in the following ways:


1)Replacement of Income
2)Funding For A Child’s Education
3)Source of Cash In Case Of Emergency
4)Pay Final Expenses
5)Create A Savings


Having said that, the benefits of life insurance is not restricted to the above only. Depending on circumstances and needs of individuals, there are many different types of life insurance one can opt for. To know what best suits your needs and requirements, you need to talk to a Personal Financial Planner.


To end this post, here’s a quote from aLaNdO' to share wth all….”Dying is the most embarrassing thing that can ever happen to you, because someone’s got to take care of all your details”.